Retail Banking

Rajni Pandey | Assistant General Manager | Public Sector Bank, Dehradun

What is Retail Banking?

There are many nuances of a Career in Retail Banking. Unfortunately, it is very difficult to find information about What Retail Banking actually is. Most pages on the internet just talk about How to get into Retail Banking. While anyone can have an opinion on what Retail Banking entails; only a real professional can really explain it.

Assistant General Manager Rajni Pandey invested 17 years & 1 month in Retail Banking. Assistant General Manager Rajni Pandey describes Retail Banking as:

Banking is not only confined to transactions, tallying of balance sheets and debits or credits, It has become a field in where sourcing of accounts, business development and servicing are also important. With that various loans like home loan, car loan etc. is also involved. There are also investment advisory services involved such as Mutual Funds.

How Assistant General Manager Rajni Pandey got into Retail Banking?

I have done my schooling from Welham Girls School, Dehradun. Completed my B.Sc and MBA from Lucknow University and started working in public sector banks and it has been almost 15 years in the same field. I am currently working in prominent branch of a public sector bank in Dehradun as Assitant General Manager.

Assistant General Manager Rajni Pandey's Talk on Retail Banking

Starts with what is:
1)	Retail Banking

Next, it covers Education. In this Talk Education was discussed as theoretical topics needed to excel at Retail Banking, and not as Qualifications needed to enter Retail Banking. Here is a list of Education items required for Retail Banking:
2)	Accounting
3)	NI Act
4)	Sales & Marketing
5)	Banking
6)	Investment Advisory
7)	Maths

Then, the Talk focuses on the most important component that is Skills. 90% success in Retail Banking depends on Skills. It is crucial to understand these. It defines Skills in terms of following items for Retail Banking:
8)	Communication & Interpersonal
9)	High Ethical Standards
10)	Personal Relationship
11)	People Management
12)	Convincing Ability
13)	Reading
14)	Team Work
15)	Time Management

Retail Banking has an interesting list of Positives. This Talk explains these Positives of Retail Banking:
16)	Satisfaction
17)	Tremendous Scope
18)	Safe for Woman
19)	Personal Development
20)	Diversity in Job Profile
21)	Transfers

There are a few Challenges in Retail Banking which one needs to be cognizant of:
22)	Intense Competition
23)	Pressure
24)	Risk

In the final section of the Talk, Rajni Pandey talks about How a day goes in a Career in:
25)	Retail Banking

Install the LifePage App to:

(for Free) Watch Assistant General Manager Rajni Pandey’s full Retail Banking Career Talk

(for ? 100 or ? $ 1.4) Do a Self Assessment on Retail Banking to calculate your Dream Index, which is defined as:

According to Rajni Pandey your chances of success in Retail Banking is __%

Access your personalized Dream Index Report which will have all your Dream Indices sorted in descending order.

How to get into

Retail Banking?

If you are want to get into Retail Banking, start by investing in a Career Plan.

The 14 hour process, guided by a LifePage Career Advisor, will help you introspect and check whether your interest in Retail Banking is merely an infatuation or is it truly something you wish to do for the rest of your life.

Next, your Career Advisor will help you document how you can get into Retail Banking, what education and skills you need to succeed in Retail Banking, and what positives and challenges you will face in Retail Banking.

Finally, you will get a Career Plan stating which Courses, Certifications, Trainings and other Items you need to do in the next 7 years to become world’s best in Retail Banking.

LifePage Career Plan

14 hour personalized guidance program

Your LifePage Career Advisor facilitates your guided introspection so that you systematically explore various Career options to arrive at a well thought out Career choice.

Next: your Advisor helps you figure out how you will get into your chosen Career and how will you develop the skills needed for success in your Chosen Career.

LifePage Plan will not stop at saying "to become an Architect study Architecture". It will guide you on which Certifications, Trainings and Other items you need to do along with your Architecture education to become the world's best Architect.

Links for this Talk

Assistant General Manager Rajni Pandey's LifePage:

[LifePage]
https://www.lifepage.in/page/rajnipandey

LifePage Career Talk on Retail Banking

[Career]
https://www.lifepage.in/careers/retail-banking-1

[Full Talk]
https://lifepage.app.link/20170205-0002

[Trailer]
https://www.youtube.com/watch?v=AZ75TEnf4xs

(Retail Banking, Rajni Pandey, Public Sector Bank, Dehradun, Banking, Capital Investment, Banker, Finance, Financial Advisory, Public Interaction)

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