SME Banking

Praveen Kumar | DGM | Bank of Baroda

What is SME Banking?

A Career in SME Banking is very intriguing. Understanding Why one wants to choose a Career in SME Banking is phenomenally more important than figuring out How to get into SME Banking. While anyone can have an opinion on what SME Banking entails; only a real professional can really explain it.

DGM Praveen Kumar is an experienced professional with 21 years in SME Banking. According to DGM Praveen Kumar, SME Banking is:

SME Banking services provides financing solutions to small and medium enterprises (SME) to grow their businesses in India and abroad.

How DGM Praveen Kumar got into SME Banking?

After completing my BA in Economics, English and Maths from HNB Garhwal University, I got placed at Bank of Baroda. I served there for 38 years. I retired as Deputy General Manager from Bank of Baroda.

DGM Praveen Kumar's Talk on SME Banking

Starts with what is:
1)	SME Banking

Next, it covers Education. It was a welcome change to see the Talk touch upon Education as theoretical knowledge needed to excel at SME Banking, and not merely as Qualifications needed to enter SME Banking. It discusses following headings for Education in SME Banking:
2)	Accounting
3)	Contextual Knowledge
4)	Laws
5)	Project Finance
6)	Credit Policy
7)	Current Awareness

Then, the Talk focuses on the most important component that is Skills. 90% success in SME Banking depends on Skills. It is crucial to understand these. It discusses following headings for Skills in SME Banking:
8)	Communication
9)	Logical Thinking
10)	Analytical
11)	Due Diligence
12)	Documentation

It is important to get an understanding of the Positives of SME Banking. These are the Positives of SME Banking:
13)	Individual Growth
14)	Exposure
15)	Improvement in Decision Making
16)	Career Growth

It is important that one develops a fair understanding of the Challenges of SME Banking:
17)	Desk Job
18)	Long Working Hours
19)	Continuous Skill Upgradation
20)	High Responsibility

In the final section of the Talk, Praveen Kumar talks about How a day goes in a Career in:
21)	SME Banking

Install the LifePage App to:

(for Free) Watch DGM Praveen Kumar’s full SME Banking Career Talk

(for ? 100 or ? $ 1.4) Do a Self Assessment on SME Banking to calculate your Dream Index, which is defined as:

According to Praveen Kumar your chances of success in SME Banking is __%

Access your personalized Dream Index Report which will have all your Dream Indices sorted in descending order.

How to get into

SME Banking?

If you are want to get into SME Banking, start by investing in a Career Plan.

The 14 hour process, guided by a LifePage Career Advisor, will help you introspect and check whether your interest in SME Banking is merely an infatuation or is it truly something you wish to do for the rest of your life.

Next, your Career Advisor will help you document how you can get into SME Banking, what education and skills you need to succeed in SME Banking, and what positives and challenges you will face in SME Banking.

Finally, you will get a Career Plan stating which Courses, Certifications, Trainings and other Items you need to do in the next 7 years to become world’s best in SME Banking.

LifePage Career Plan

14 hour personalized guidance program

Your LifePage Career Advisor facilitates your guided introspection so that you systematically explore various Career options to arrive at a well thought out Career choice.

Next: your Advisor helps you figure out how you will get into your chosen Career and how will you develop the skills needed for success in your Chosen Career.

LifePage Plan will not stop at saying "to become an Architect study Architecture". It will guide you on which Certifications, Trainings and Other items you need to do along with your Architecture education to become the world's best Architect.

Links for this Talk

DGM Praveen Kumar's LifePage:

[LifePage]
https://www.lifepage.in/page/praveenkumar

LifePage Career Talk on SME Banking

[Career]
https://www.lifepage.in/careers/sme-banking

[Full Talk]
https://lifepage.app.link/20171206-0001

[Trailer]
https://www.youtube.com/watch?v=J9chbmewQ-Q

(SME Banking, Praveen Kumar, Bank of Baroda, Deputy General Manager, Banker, Finance Management, Analytics, Capital Investment)

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